The use of the information and reports provided by Background USA are subject
to the restrictions and conditions laid out in the Fair Credit Reporting Act
(FCRA), 15 U.S.C. § 1681 et seq., INCLUDING the amendment to the FCRA set
forth in the Consumer Credit Reporting Reform Act of 1996 (Public Law 104-208,
the Omnibus Consolidated Appropriations Act for Fiscal Year 1997, Title II,
Subtitle D, Chapter 1), Section 311 of the Intelligence Authorization for
Fiscal Year 1998 (Public Law 105-107), the Consumer Reporting Employment
Clarification Act of 1998 (Public Law 105-347), Section 506 of the
Gramm-Leach-Bliley Act (Public Law 106-102), and Sections 358(g) and 505(c) of
the Uniting and Strengthening America by Providing Appropriate Tools Required
to Intercept and Obstruct Terrorism Act of 2001 (USA PATRIOT ACT) (Public Law
107-56). For the complete text of the FCRA.